{"id":120,"date":"2021-10-01T21:43:29","date_gmt":"2021-10-01T21:43:29","guid":{"rendered":"http:\/\/sarazhang.ca\/?p=120"},"modified":"2021-10-01T21:43:29","modified_gmt":"2021-10-01T21:43:29","slug":"9-secrets-for-saving-thousands-of-when-buying","status":"publish","type":"post","link":"https:\/\/sarahzhang.ca\/zh\/2021\/10\/01\/9-secrets-for-saving-thousands-of-when-buying\/","title":{"rendered":"9 Secrets for Saving Thousands of $$ when Buying"},"content":{"rendered":"<ol class=\"wp-block-list\"><li>Retain the services of a qualified Realtor you can trust \u2013 save time and money with sound advice.<\/li><li>Ensure you get the best mortgage rates available&nbsp;by using a Mortgage Broker. ( 0.5% rate advantage can save you over $15,000 on&nbsp;a 5-Year term $1,000,000 mortgage.)<\/li><li>Have your Lender agree to waive fees for mortgage application and appraisal (typically about $500) if possible.<\/li><li>Save thousands by choosing weekly mortgage payments instead of monthly.<\/li><li>Ask the Seller to provide a copy of the survey certificate if possible, and save about $280.<\/li><li>Ensure your mortgage has pre-payment and double-up privileges, allowing flexibility.<\/li><li>Arrange a home inspection by a qualified Home Inspector to ensure no costly surprises later, and based on the inspector\u2019s report, renegotiate price with the Seller before reaching a final deal.<\/li><li>Ensure Closing and Possession dates are close together, so you are not paying for a home you can\u2019t live in (and avoid hotel costs).<\/li><li>Ensure oil tanks have been properly decommissioned at the Seller\u2019s expense (save $1,500 to $20,000 depending on removal costs, soil contamination, etc.) (BC Fire Code regulations).<\/li><\/ol>","protected":false},"excerpt":{"rendered":"<p>Retain the services of a qualified Realtor you can trust \u2013 save time and money with sound advice. Ensure you [&hellip;]<\/p>","protected":false},"author":1,"featured_media":121,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,7],"tags":[],"class_list":["post-120","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying","category-english"],"acf":[],"_links":{"self":[{"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/posts\/120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/comments?post=120"}],"version-history":[{"count":1,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/posts\/120\/revisions"}],"predecessor-version":[{"id":122,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/posts\/120\/revisions\/122"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/media\/121"}],"wp:attachment":[{"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/media?parent=120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/categories?post=120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sarahzhang.ca\/zh\/wp-json\/wp\/v2\/tags?post=120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}